Segment your capital into dedicated goal envelopes with automated percentage completion tracking, round-up bankings, and discipline lock rules.
When all money sits in one checking balance, it is easy to overspend. Savings Goal Vaults allow users to separate emergency reserves from everyday spending money, creating psychological discipline and clear milestones.
Set goals from ₦50,000 to ₦10,000,000 with real-time percentage progress bars.
Manage rounding up transfer cents directly into your designated savings vault.
Optionally lock vault withdrawals until the target completion date is reached.
Inspect interactive charts showing distribution across all your active vaults.
| Maximum Active Vaults | Unlimited in banking |
| Interest Accrual | Inherits 4.50% High-Yield APY |
| Deposit Frequency | Instant manual or scheduled digital transfers |
| Withdrawal Speed | Instant return to Advantage Checking |
Yes, money moves between your primary checking account and any vault instantly with 0 fees.
Open the web app and create your first educational savings vault.