0.2s Settlement Rail Send Live in App →
T
NexoraTransfers
Real-Time Atomic Settlement

Send Institutional Money with Zero Lag & 0% Fees

Experience real-time money transfers between registered accounts. Featuring dynamic recipient verification, server-side atomic debits & credits, printable PDF receipts, and digital Resend email alerts.

Direct Payment Atomic Lock Active
Recipient Account
1000000002 Sarah Smith
Amount
₦50,000.00
Network Fee:₦0.00 (Free)
Reference Hash:NXB-83920481
Authorize Transfer in App →
Settlement Architecture

How Funds Move in 200 Milliseconds

Step-by-step propagation from client input to cryptographic ledger persistence.

PHASE 1

Debounced Lookup

Client queries `/api/transfers/recipient-lookup` to dynamically fetch and display the recipient's name.

PHASE 2

Pre-Debit Sufficiency

Server validates available balance and checks account freeze status before initializing the transaction.

PHASE 3

Atomic Double-Entry

Sender balance is decremented and recipient balance is credited simultaneously inside an ACID transaction lock.

PHASE 4

Dual Alert Dispatch

In-app notifications update and server creates formatted HTML emails viewable in the Email Logs modal.