Institutional Checkout Rails & Merchant APIs

REST API contracts designed for e-commerce checkout integration, automated recurring billing, and merchant settlement webhooks.

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Developer Integration

Concept Narrative

Connecting E-Commerce Checkouts to Core Banking

Merchant APIs enable third-party web apps to request payments, verify customer funds, and receive instant settlement webhooks. Explore standard JSON request and response payloads modeled after industry-leading fintech rails.

Core Capabilities

Engineered with Precision

REST JSON Contracts

Clean, intuitive request headers with Bearer JWT stateless authentication.

Instant Settlement

Merchant balances receive digital settlement in 200 milliseconds.

Webhook Dispatch

Institutional event notifications triggering order fulfillment flows.

Idempotency Keys

Prevent duplicate charges on network retries.

Specifications & Parameters

Technical Specifications

POST /api/transfers	Execute atomic P2P or merchant payment
GET /api/account/balance	Query real-time available funds
GET /api/transactions/history	Retrieve paginated JSON ledger logs

Knowledge Base

Frequently Asked Questions

Can I integrate these APIs with my own code?

Yes! The Express server exposes these standard REST endpoints on port 3000.

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Explore API contracts in the Financial Education suite.

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